No paperwork
Easily start sharing finances without leaving the house.
Split rent and save together
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Split rent and save together
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Split rent and save together
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Built for two
Shared accounts and joint budgets in one app.
Joint Budgeting
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Earn up to 2.01%
Create personal or joint Savings Accounts and get interest paid weekly.
Built for two
Shared accounts and joint budgets in one app.
No paperwork
Easily start sharing finances without leaving the house.
Joint Budgeting
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Earn up to 2.01%
Create personal or joint Savings Accounts and get interest paid weekly.
Built for two
Shared accounts and joint budgets in one app.
No paperwork
Easily start sharing finances without leaving the house.
Joint Budgeting
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Earn up to 2.01%
Create personal or joint Savings Accounts and get interest paid weekly.
Trusted coverage
Trusted coverage
Trusted coverage
Organize your money your way
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
*
Terms and conditions apply.
Organize your money your way
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
*
Terms and conditions apply.
Organize your money your way
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
*
Terms and conditions apply.
Set joint Spending Limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
*
Terms and conditions apply.
Set joint Spending Limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
*
Terms and conditions apply.
Set joint Spending Limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
*
Terms and conditions apply.
Get cards for each of you
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.
*
Terms and conditions apply.
Get cards for each of you
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.
*
Terms and conditions apply.
Get cards for each of you
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.
*
Terms and conditions apply.
Start investing together
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Start investing together
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Start investing together
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
*
Terms and conditions apply.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
*
Terms and conditions apply.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
*
Terms and conditions apply.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
*
Terms and conditions apply.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
*
Terms and conditions apply.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
*
Terms and conditions apply.
Loved by our users
Real reviews from bunq users.
Die Bank ist sehr modern und alles geht super modern. Mir gefällt insbesondere wie einfach man hier Zugang zum Master Card Zahlungssystem bekommt und unterschiedliche Subkonten auch mit unterschiedlichen Währungen erstellen kann. Die Fees für Wechseln von Geld sind außerdem sehr fair und viel besser als bei traditionellen Banken. Auch der Zugang funktioniert sehr effizient, nicht wie bei meiner Sparkasse wo man sich ständig nicht einloggen kann und bei Problemen zu Bank rennen muss, wenn die mal offen hat.
AnonymerLeopard
App Store
Bunq ist in vielen Aspekten bereits eine Alternative zu PayPal, man kann sehr unkompliziert und blitzschnell Geld verschicken, hat sogar ein Sparkonto mit wöchentlicher Verzinsung und eine Kreditkarte inklusive. Wie toll ist das denn? Und inzwischen funktioniert auch der Aktienhandel über die App, da kann man jederzeit mal schnell investieren - ab 10 Euro!
jobo1310
App Store
ist gut durchdacht und ich wollte eine kostenlose Kreditkarte für bestimmte Abbuchungen im Internet. Da ist die bunq App einfach unschlagbar. Ein toller Support, der sehr schnell und unkompliziert hilft. Ich empfehle bunq immer gern weiter
Christiane
Google Play
Loved by our users
Real reviews from bunq users.
Die Bank ist sehr modern und alles geht super modern. Mir gefällt insbesondere wie einfach man hier Zugang zum Master Card Zahlungssystem bekommt und unterschiedliche Subkonten auch mit unterschiedlichen Währungen erstellen kann. Die Fees für Wechseln von Geld sind außerdem sehr fair und viel besser als bei traditionellen Banken. Auch der Zugang funktioniert sehr effizient, nicht wie bei meiner Sparkasse wo man sich ständig nicht einloggen kann und bei Problemen zu Bank rennen muss, wenn die mal offen hat.
AnonymerLeopard
App Store
Bunq ist in vielen Aspekten bereits eine Alternative zu PayPal, man kann sehr unkompliziert und blitzschnell Geld verschicken, hat sogar ein Sparkonto mit wöchentlicher Verzinsung und eine Kreditkarte inklusive. Wie toll ist das denn? Und inzwischen funktioniert auch der Aktienhandel über die App, da kann man jederzeit mal schnell investieren - ab 10 Euro!
jobo1310
App Store
ist gut durchdacht und ich wollte eine kostenlose Kreditkarte für bestimmte Abbuchungen im Internet. Da ist die bunq App einfach unschlagbar. Ein toller Support, der sehr schnell und unkompliziert hilft. Ich empfehle bunq immer gern weiter
Christiane
Google Play
Loved by our users
Real reviews from bunq users.
Die Bank ist sehr modern und alles geht super modern. Mir gefällt insbesondere wie einfach man hier Zugang zum Master Card Zahlungssystem bekommt und unterschiedliche Subkonten auch mit unterschiedlichen Währungen erstellen kann. Die Fees für Wechseln von Geld sind außerdem sehr fair und viel besser als bei traditionellen Banken. Auch der Zugang funktioniert sehr effizient, nicht wie bei meiner Sparkasse wo man sich ständig nicht einloggen kann und bei Problemen zu Bank rennen muss, wenn die mal offen hat.
AnonymerLeopard
App Store
Bunq ist in vielen Aspekten bereits eine Alternative zu PayPal, man kann sehr unkompliziert und blitzschnell Geld verschicken, hat sogar ein Sparkonto mit wöchentlicher Verzinsung und eine Kreditkarte inklusive. Wie toll ist das denn? Und inzwischen funktioniert auch der Aktienhandel über die App, da kann man jederzeit mal schnell investieren - ab 10 Euro!
jobo1310
App Store
ist gut durchdacht und ich wollte eine kostenlose Kreditkarte für bestimmte Abbuchungen im Internet. Da ist die bunq App einfach unschlagbar. Ein toller Support, der sehr schnell und unkompliziert hilft. Ich empfehle bunq immer gern weiter
Christiane
Google Play
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
Quick answers to help you pick the right setup and get started.
Frequently Asked Questions
Quick answers to help you pick the right setup and get started.
Frequently Asked Questions
Quick answers to help you pick the right setup and get started.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
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Stories for this use case
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Wie Paare stressfrei zusammen investieren können
How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.
Life3 minute read
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Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.
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Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
Stories for this use case
These articles are fallbacks when related posts are not loaded from the CMS.
Finance3 minute read
Wie Paare stressfrei zusammen investieren können
How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.
Life3 minute read
Date Night mit kleinem Budget: Clevere Spartipps für Paare
Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.
Finance4 minute read
Couples: Manage Shared Expenses Without the Stress
Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.