No paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
The easiest banking for expats
Open a Bank Account in minutes. No tax ID, no paperwork, full English support. Settle in, stress-free.
The easiest banking for expats
Open a Bank Account in minutes. No tax ID, no paperwork, full English support. Settle in, stress-free.
The easiest banking for expats
Open a Bank Account in minutes. No tax ID, no paperwork, full English support. Settle in, stress-free.
Banking without borders
Open an account before you move. No BSN required to start—full support in your language.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Your language in-app
Thanks to AI, you can use bunq in the language of your choice.
Banking without borders
Open an account before you move. No BSN required to start—full support in your language.
No paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Your language in-app
Thanks to AI, you can use bunq in the language of your choice.
Banking without borders
Open an account before you move. No BSN required to start—full support in your language.
No paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Your language in-app
Thanks to AI, you can use bunq in the language of your choice.
Trusted coverage
Trusted coverage
Trusted coverage
Make fast and easy international transfers
Send and receive money in multiple currencies with ease. On bunq Elite, enjoy up to 10 free Foreign Currency Transfers each month—limits vary by plan. After that, transparent fees ensure you always know exactly what you're paying—no hidden surprises.
*
Terms and conditions apply.
Make fast and easy international transfers
Send and receive money in multiple currencies with ease. On bunq Elite, enjoy up to 10 free Foreign Currency Transfers each month—limits vary by plan. After that, transparent fees ensure you always know exactly what you're paying—no hidden surprises.
*
Terms and conditions apply.
Make fast and easy international transfers
Send and receive money in multiple currencies with ease. On bunq Elite, enjoy up to 10 free Foreign Currency Transfers each month—limits vary by plan. After that, transparent fees ensure you always know exactly what you're paying—no hidden surprises.
*
Terms and conditions apply.
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit or Credit Card to get great value on purchases in currencies outside the Eurozone.
*
Terms and conditions apply.
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit or Credit Card to get great value on purchases in currencies outside the Eurozone.
*
Terms and conditions apply.
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit or Credit Card to get great value on purchases in currencies outside the Eurozone.
*
Terms and conditions apply.
Earn up to 2.01% on your savings
Boost your savings with 2.01% annual interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Earn up to 2.01% on your savings
Boost your savings with 2.01% annual interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Earn up to 2.01% on your savings
Boost your savings with 2.01% annual interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Organize your money your way
New in the Netherlands or splitting time between countries? Use multiple IBANs for rent, savings, and daily spending—one app, clear separation.
*
Terms and conditions apply.
Organize your money your way
New in the Netherlands or splitting time between countries? Use multiple IBANs for rent, savings, and daily spending—one app, clear separation.
*
Terms and conditions apply.
Organize your money your way
New in the Netherlands or splitting time between countries? Use multiple IBANs for rent, savings, and daily spending—one app, clear separation.
*
Terms and conditions apply.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Travel with total peace of mind
Be ready for any trip with Travel Insurance on Elite, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
*
Terms and conditions apply.
Travel with total peace of mind
Be ready for any trip with Travel Insurance on Elite, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
*
Terms and conditions apply.
Travel with total peace of mind
Be ready for any trip with Travel Insurance on Elite, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
*
Terms and conditions apply.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
*
Terms and conditions apply.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
*
Terms and conditions apply.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
*
Terms and conditions apply.
Loved by our users
Real reviews from bunq users.
I am excited! The bench is very modern and everything is super modern. I especially like how easy it is to get access to the Master Card payment system and how you can create different sub-accounts with different currencies. The fees for exchanging money are also very fair and much better than at traditional banks. The access also works very efficiently, not like at my savings bank where you can't log in all the time and have to run to the bank in case of problems when it's open.
AnonymerLeopard
App Store
The best and simplest banking with everything you need, whether crypto or stocks – truly excellent. And above all, secure.
Swen
Investing via the mobile app was something new for me… it turned out to be more effective than fixed-term deposit interest rates; the QQQ ETF is rising in the long term. The app offers 3 months free of charge.
Jonas
Loved by our users
Real reviews from bunq users.
I am excited! The bench is very modern and everything is super modern. I especially like how easy it is to get access to the Master Card payment system and how you can create different sub-accounts with different currencies. The fees for exchanging money are also very fair and much better than at traditional banks. The access also works very efficiently, not like at my savings bank where you can't log in all the time and have to run to the bank in case of problems when it's open.
AnonymerLeopard
App Store
The best and simplest banking with everything you need, whether crypto or stocks – truly excellent. And above all, secure.
Swen
Investing via the mobile app was something new for me… it turned out to be more effective than fixed-term deposit interest rates; the QQQ ETF is rising in the long term. The app offers 3 months free of charge.
Jonas
Loved by our users
Real reviews from bunq users.
I am excited! The bench is very modern and everything is super modern. I especially like how easy it is to get access to the Master Card payment system and how you can create different sub-accounts with different currencies. The fees for exchanging money are also very fair and much better than at traditional banks. The access also works very efficiently, not like at my savings bank where you can't log in all the time and have to run to the bank in case of problems when it's open.
AnonymerLeopard
App Store
The best and simplest banking with everything you need, whether crypto or stocks – truly excellent. And above all, secure.
Swen
Investing via the mobile app was something new for me… it turned out to be more effective than fixed-term deposit interest rates; the QQQ ETF is rising in the long term. The app offers 3 months free of charge.
Jonas
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
Quick answers to help you pick the right setup and get started.
Frequently Asked Questions
Quick answers to help you pick the right setup and get started.
Frequently Asked Questions
Quick answers to help you pick the right setup and get started.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
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