No paperwork
Easily start sharing finances without leaving the house.
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.


Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Create personal or joint Savings Accounts and get interest paid weekly.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Create personal or joint Savings Accounts and get interest paid weekly.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Create personal or joint Savings Accounts and get interest paid weekly.
























Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.

Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.

Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Real reviews from bunq users.
Hmm... I don't know about the interest rates, but the app is really great, so many advantages.

Pierre
Honestly, this bank exceeded my expectations! The service is fast, and the procedures are easy and straightforward. They invested my money wisely and ensured good returns. Thank you for your credibility and professionalism. I am a completely satisfied customer! 5 stars ⭐️⭐️⭐️⭐️⭐️

Med
Google Play
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!

Alexis
Google Play
Real reviews from bunq users.
Hmm... I don't know about the interest rates, but the app is really great, so many advantages.

Pierre
Honestly, this bank exceeded my expectations! The service is fast, and the procedures are easy and straightforward. They invested my money wisely and ensured good returns. Thank you for your credibility and professionalism. I am a completely satisfied customer! 5 stars ⭐️⭐️⭐️⭐️⭐️

Med
Google Play
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!

Alexis
Google Play
Real reviews from bunq users.
Hmm... I don't know about the interest rates, but the app is really great, so many advantages.

Pierre
Honestly, this bank exceeded my expectations! The service is fast, and the procedures are easy and straightforward. They invested my money wisely and ensured good returns. Thank you for your credibility and professionalism. I am a completely satisfied customer! 5 stars ⭐️⭐️⭐️⭐️⭐️

Med
Google Play
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!

Alexis
Google Play
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Quick answers to help you pick the right setup and get started.
Quick answers to help you pick the right setup and get started.
Quick answers to help you pick the right setup and get started.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
These articles are fallbacks when related posts are not loaded from the CMS.

How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
These articles are fallbacks when related posts are not loaded from the CMS.

How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
These articles are fallbacks when related posts are not loaded from the CMS.

How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.