Insured
Your money is protected by the Deposit Guarantee Scheme.

Get a Dutch IBAN from a licensed EU bank on your phone. Start a 30-day trial with phone and ID.
Clear, straightforward banking, so you can focus on what matters.
Your money is protected by the Deposit Guarantee Scheme.
Millions across Europe trust bunq for their everyday banking.
Get help instantly in your language, day or night.
Clear, straightforward banking, so you can focus on what matters.
Your money is protected by the Deposit Guarantee Scheme.
Millions across Europe trust bunq for their everyday banking.
Get help instantly in your language, day or night.
Clear, straightforward banking, so you can focus on what matters.
Your money is protected by the Deposit Guarantee Scheme.
Millions across Europe trust bunq for their everyday banking.
Get help instantly in your language, day or night.
Yes. bunq is a fully licensed bank supervised by De Nederlandsche Bank (DNB) and headquartered in Amsterdam, with Dutch deposit protection and the same EU passporting you expect from a modern bank.

Yes. bunq is a fully licensed bank supervised by De Nederlandsche Bank (DNB) and headquartered in Amsterdam, with Dutch deposit protection and the same EU passporting you expect from a modern bank.

Yes. bunq is a fully licensed bank supervised by De Nederlandsche Bank (DNB) and headquartered in Amsterdam, with Dutch deposit protection and the same EU passporting you expect from a modern bank.

bunq offers the option to open bank accounts with IBANs from several countries, including the Netherlands (NL), Germany (DE), France (FR), Spain (ES), and Ireland (IE). Just tap + Add, then Bank Account, then Local IBAN, then Netherlands.

bunq offers the option to open bank accounts with IBANs from several countries, including the Netherlands (NL), Germany (DE), France (FR), Spain (ES), and Ireland (IE). Just tap + Add, then Bank Account, then Local IBAN, then Netherlands.

bunq offers the option to open bank accounts with IBANs from several countries, including the Netherlands (NL), Germany (DE), France (FR), Spain (ES), and Ireland (IE). Just tap + Add, then Bank Account, then Local IBAN, then Netherlands.

Opening a bunq account is simple and digital:\n1. Download the app\n2. Verify your EU ID or passport\n3. Start using your account immediately online, no branch visits.

Opening a bunq account is simple and digital:\n1. Download the app\n2. Verify your EU ID or passport\n3. Start using your account immediately online, no branch visits.

Opening a bunq account is simple and digital:\n1. Download the app\n2. Verify your EU ID or passport\n3. Start using your account immediately online, no branch visits.

Since 2012, bunq has been:\n1. Independently owned\n2. Fully licensed and insured\n3. Privacy-first and ad-free\nIt is trusted by individuals and businesses across the Netherlands and the EU.

Since 2012, bunq has been:\n1. Independently owned\n2. Fully licensed and insured\n3. Privacy-first and ad-free\nIt is trusted by individuals and businesses across the Netherlands and the EU.

Since 2012, bunq has been:\n1. Independently owned\n2. Fully licensed and insured\n3. Privacy-first and ad-free\nIt is trusted by individuals and businesses across the Netherlands and the EU.

Move money from another Dutch or EU bank account with a regular SEPA transfer, or instantly with SEPA Instant when your bank supports it. You can also use iDEAL where available, and withdraw or deposit cash at ATMs and retail partners shown in your bunq app.

Move money from another Dutch or EU bank account with a regular SEPA transfer, or instantly with SEPA Instant when your bank supports it. You can also use iDEAL where available, and withdraw or deposit cash at ATMs and retail partners shown in your bunq app.

Move money from another Dutch or EU bank account with a regular SEPA transfer, or instantly with SEPA Instant when your bank supports it. You can also use iDEAL where available, and withdraw or deposit cash at ATMs and retail partners shown in your bunq app.

bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU—with deep roots at home and local features built for Dutch everyday banking.

bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU—with deep roots at home and local features built for Dutch everyday banking.

bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU—with deep roots at home and local features built for Dutch everyday banking.

Yes. Employers can pay your salary straight to your bunq NL IBAN, just like any other Dutch bank account, under standard SEPA rules.

Yes. Employers can pay your salary straight to your bunq NL IBAN, just like any other Dutch bank account, under standard SEPA rules.

Yes. Employers can pay your salary straight to your bunq NL IBAN, just like any other Dutch bank account, under standard SEPA rules.

Yes. Your Dutch bunq account works with iDEAL for everyday online payments at thousands of Dutch shops and services—right from the app you already use.

Yes. Your Dutch bunq account works with iDEAL for everyday online payments at thousands of Dutch shops and services—right from the app you already use.

Yes. Your Dutch bunq account works with iDEAL for everyday online payments at thousands of Dutch shops and services—right from the app you already use.

It depends on your needs. Here is a quick comparison:
| Fonctionnalité | Revolut | N26 | ING | Wise | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE banking licence (BaFin/ECB) | Full NL bank (DNB supervised) | UK EMI (not a deposit bank) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | LT IBAN; local NL IBAN rollout | DE IBAN; iDEAL via Wero | NL IBAN with iDEAL | BE IBAN; multi-currency account | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Revolut Green: CO₂ tracking (paid) | Internal carbon tax; ESG investing | Group green & transition lending | No consumer eco-banking features | |
| Data privacy | GDPR; we do not sell your data | GDPR; states data is not sold | GDPR; EU data processing | GDPR; Dutch DPA-approved BCRs | GDPR-compliant processing |
It depends on your needs. Here is a quick comparison:
| Fonctionnalité | Revolut | N26 | ING | Wise | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE banking licence (BaFin/ECB) | Full NL bank (DNB supervised) | UK EMI (not a deposit bank) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | LT IBAN; local NL IBAN rollout | DE IBAN; iDEAL via Wero | NL IBAN with iDEAL | BE IBAN; multi-currency account | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Revolut Green: CO₂ tracking (paid) | Internal carbon tax; ESG investing | Group green & transition lending | No consumer eco-banking features | |
| Data privacy | GDPR; we do not sell your data | GDPR; states data is not sold | GDPR; EU data processing | GDPR; Dutch DPA-approved BCRs | GDPR-compliant processing |
It depends on your needs. Here is a quick comparison:
| Fonctionnalité | Revolut | N26 | ING | Wise | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE banking licence (BaFin/ECB) | Full NL bank (DNB supervised) | UK EMI (not a deposit bank) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | LT IBAN; local NL IBAN rollout | DE IBAN; iDEAL via Wero | NL IBAN with iDEAL | BE IBAN; multi-currency account | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Revolut Green: CO₂ tracking (paid) | Internal carbon tax; ESG investing | Group green & transition lending | No consumer eco-banking features | |
| Data privacy | GDPR; we do not sell your data | GDPR; states data is not sold | GDPR; EU data processing | GDPR; Dutch DPA-approved BCRs | GDPR-compliant processing |
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Find clear answers about discover bunq in the netherlands and where to go next.
Find clear answers about discover bunq in the netherlands and where to go next.
Find clear answers about discover bunq in the netherlands and where to go next.
Open your bunq account in just a few taps — designed for modern life, in English, Dutch and 33+ languages.

Open your bunq account in just a few taps — designed for modern life, in English, Dutch and 33+ languages.

Open your bunq account in just a few taps — designed for modern life, in English, Dutch and 33+ languages.

Jette un œil à ces articles connexes, remplis d'astuces et de conseils pratiques pour t'aider à mieux gérer ta banque et te simplifier la vie.

Découvre comment l'Easy Mortgage de bunq simplifie l'achat de biens immobiliers aux Pays-Bas pour les expatriés.

IBAN accounts, multi-currency cards, and instant English support, what expats actually need from a European bank in the first 90 days.

Installez facilement votre banque lors de votre déménagement aux Pays-Bas avec la configuration simple du compte bunq.
Jette un œil à ces articles connexes, remplis d'astuces et de conseils pratiques pour t'aider à mieux gérer ta banque et te simplifier la vie.

Découvre comment l'Easy Mortgage de bunq simplifie l'achat de biens immobiliers aux Pays-Bas pour les expatriés.

IBAN accounts, multi-currency cards, and instant English support, what expats actually need from a European bank in the first 90 days.

Installez facilement votre banque lors de votre déménagement aux Pays-Bas avec la configuration simple du compte bunq.
Jette un œil à ces articles connexes, remplis d'astuces et de conseils pratiques pour t'aider à mieux gérer ta banque et te simplifier la vie.

Découvre comment l'Easy Mortgage de bunq simplifie l'achat de biens immobiliers aux Pays-Bas pour les expatriés.

IBAN accounts, multi-currency cards, and instant English support, what expats actually need from a European bank in the first 90 days.

Installez facilement votre banque lors de votre déménagement aux Pays-Bas avec la configuration simple du compte bunq.