100k
Insured
Your money is protected by the Deposit Guarantee Scheme.
Your bunq Account in Germany
Get a German IBAN from a licensed EU bank on your phone. Start a 30-day trial with phone and ID.
Your bunq Account in Germany
Get a German IBAN from a licensed EU bank on your phone. Start a 30-day trial with phone and ID.
Your bunq Account in Germany
Get a German IBAN from a licensed EU bank on your phone. Start a 30-day trial with phone and ID.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Wsparcie
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100k
Insured
Your money is protected by the Deposit Guarantee Scheme.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Wsparcie
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100k
Insured
Your money is protected by the Deposit Guarantee Scheme.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Wsparcie
Get help instantly in your language, day or night.
Is bunq a bank in Germany?
Yes, bunq operates across Germany with a full EU banking license. Although headquartered in the Netherlands, bunq is fully authorized to provide banking services in Germany.
Is bunq a bank in Germany?
Yes, bunq operates across Germany with a full EU banking license. Although headquartered in the Netherlands, bunq is fully authorized to provide banking services in Germany.
Is bunq a bank in Germany?
Yes, bunq operates across Germany with a full EU banking license. Although headquartered in the Netherlands, bunq is fully authorized to provide banking services in Germany.
Can I get a German IBAN with bunq?
bunq offers the option to open bank accounts with IBANs from several countries, including Germany (DE), the Netherlands (NL), France (FR), Spain (ES), and Ireland (IE). Just tap + Add, then Bank Account, then Local IBAN, then Germany.
Can I get a German IBAN with bunq?
bunq offers the option to open bank accounts with IBANs from several countries, including Germany (DE), the Netherlands (NL), France (FR), Spain (ES), and Ireland (IE). Just tap + Add, then Bank Account, then Local IBAN, then Germany.
Can I get a German IBAN with bunq?
bunq offers the option to open bank accounts with IBANs from several countries, including Germany (DE), the Netherlands (NL), France (FR), Spain (ES), and Ireland (IE). Just tap + Add, then Bank Account, then Local IBAN, then Germany.
How do I open a bunq account in Germany?
Opening a bunq account is simple and digital: 1. Download the app 2. Verify your EU ID or passport 3. Start using your account immediately online, no appointments.
How do I open a bunq account in Germany?
Opening a bunq account is simple and digital: 1. Download the app 2. Verify your EU ID or passport 3. Start using your account immediately online, no appointments.
How do I open a bunq account in Germany?
Opening a bunq account is simple and digital: 1. Download the app 2. Verify your EU ID or passport 3. Start using your account immediately online, no appointments.
Is bunq a trusted Bank?
Since 2012, bunq has been: 1. Independently owned 2. Fully licensed and insured 3. Privacy-first and ad-free It is trusted by individuals and businesses across Germany.
Is bunq a trusted Bank?
Since 2012, bunq has been: 1. Independently owned 2. Fully licensed and insured 3. Privacy-first and ad-free It is trusted by individuals and businesses across Germany.
Is bunq a trusted Bank?
Since 2012, bunq has been: 1. Independently owned 2. Fully licensed and insured 3. Privacy-first and ad-free It is trusted by individuals and businesses across Germany.
How does bunq handle cash deposits in Germany?
bunq teamed up with Barzahlen/Viacash and you can deposit cash with just a few clicks. You can deposit and withdraw cash at more than 10.000 stores across Germany and Austria, including popular brands like REWE, Penny, DM, and Rossmann. You can also transfer funds from another bank account instantly via bank transfer. bunq supports all major EU payment systems.
How does bunq handle cash deposits in Germany?
bunq teamed up with Barzahlen/Viacash and you can deposit cash with just a few clicks. You can deposit and withdraw cash at more than 10.000 stores across Germany and Austria, including popular brands like REWE, Penny, DM, and Rossmann. You can also transfer funds from another bank account instantly via bank transfer. bunq supports all major EU payment systems.
How does bunq handle cash deposits in Germany?
bunq teamed up with Barzahlen/Viacash and you can deposit cash with just a few clicks. You can deposit and withdraw cash at more than 10.000 stores across Germany and Austria, including popular brands like REWE, Penny, DM, and Rossmann. You can also transfer funds from another bank account instantly via bank transfer. bunq supports all major EU payment systems.
What country is bunq from?
bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU, including Germany.
What country is bunq from?
bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU, including Germany.
What country is bunq from?
bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU, including Germany.
Can I use bunq for salary payments in Germany?
Yes. You can receive salary payments directly to your bunq DE IBAN, as per SEPA rules.
Can I use bunq for salary payments in Germany?
Yes. You can receive salary payments directly to your bunq DE IBAN, as per SEPA rules.
Can I use bunq for salary payments in Germany?
Yes. You can receive salary payments directly to your bunq DE IBAN, as per SEPA rules.
Does bunq contribute to SCHUFA credit scores?
No. bunq does not report to SCHUFA, so using or opening a bunq account will not affect your credit score.
Does bunq contribute to SCHUFA credit scores?
No. bunq does not report to SCHUFA, so using or opening a bunq account will not affect your credit score.
Does bunq contribute to SCHUFA credit scores?
No. bunq does not report to SCHUFA, so using or opening a bunq account will not affect your credit score.
Czy bunq jest lepszy od Revolut?
It depends on your needs. Here is a quick comparison:
| Funkcja | N26 | Revolut | Trade Republic | Vivid | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | Full DE banking licence (BaFin/ECB) | EU bank (LT licence, passported) | Full EU bank licence (ECB, since 2023) | Banking via Solaris (full DE licence) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | DE IBAN | DE or LT IBAN | DE IBAN current account | DE IBAN; multi sub-accounts | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Internal carbon tax; ESG investing | Revolut Green: CO₂ tracking (paid) | ESG ETFs; no card eco programme | Cashback focus; no eco banking | |
| Data privacy | GDPR; we do not sell your data | GDPR + German BDSG | GDPR; DPO available | GDPR; BaFin-supervised retention | GDPR; EU-hosted servers |
Czy bunq jest lepszy od Revolut?
It depends on your needs. Here is a quick comparison:
| Funkcja | N26 | Revolut | Trade Republic | Vivid | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | Full DE banking licence (BaFin/ECB) | EU bank (LT licence, passported) | Full EU bank licence (ECB, since 2023) | Banking via Solaris (full DE licence) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | DE IBAN | DE or LT IBAN | DE IBAN current account | DE IBAN; multi sub-accounts | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Internal carbon tax; ESG investing | Revolut Green: CO₂ tracking (paid) | ESG ETFs; no card eco programme | Cashback focus; no eco banking | |
| Data privacy | GDPR; we do not sell your data | GDPR + German BDSG | GDPR; DPO available | GDPR; BaFin-supervised retention | GDPR; EU-hosted servers |
Czy bunq jest lepszy od Revolut?
It depends on your needs. Here is a quick comparison:
| Funkcja | N26 | Revolut | Trade Republic | Vivid | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | Full DE banking licence (BaFin/ECB) | EU bank (LT licence, passported) | Full EU bank licence (ECB, since 2023) | Banking via Solaris (full DE licence) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | DE IBAN | DE or LT IBAN | DE IBAN current account | DE IBAN; multi sub-accounts | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Internal carbon tax; ESG investing | Revolut Green: CO₂ tracking (paid) | ESG ETFs; no card eco programme | Cashback focus; no eco banking | |
| Data privacy | GDPR; we do not sell your data | GDPR + German BDSG | GDPR; DPO available | GDPR; BaFin-supervised retention | GDPR; EU-hosted servers |
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Frequently Asked Questions
Find clear answers about discover bunq in germany and where to go next.
Frequently Asked Questions
Find clear answers about discover bunq in germany and where to go next.
Frequently Asked Questions
Find clear answers about discover bunq in germany and where to go next.
Start banking your way in Germany
Open your bunq account in just a few taps — designed for modern life, in English, German and 33+ languages.
Start banking your way in Germany
Open your bunq account in just a few taps — designed for modern life, in English, German and 33+ languages.
Start banking your way in Germany
Open your bunq account in just a few taps — designed for modern life, in English, German and 33+ languages.
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