Banking for Freelancers

Invoices, VAT, and client payments in one app—open your Business Account in minutes, no branch visit. Built for solo work, free to start.

Banking for Freelancers

Invoices, VAT, and client payments in one app—open your Business Account in minutes, no branch visit. Built for solo work, free to start.

Banking for Freelancers

Invoices, VAT, and client payments in one app—open your Business Account in minutes, no branch visit. Built for solo work, free to start.

Banking that fits your freelance life

From sign-up to daily operations—simple and built for freelancers.

No paperwork

Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.

Free for sole proprietorships

Businesses registered as a sole proprietorship can open a free Business Account.

Up to 500 on Elite Business

On Elite Business, send and receive without watching every transaction count.

Banking that fits your freelance life

From sign-up to daily operations—simple and built for freelancers.

No paperwork

Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.

Free for sole proprietorships

Businesses registered as a sole proprietorship can open a free Business Account.

Up to 500 on Elite Business

On Elite Business, send and receive without watching every transaction count.

Banking that fits your freelance life

From sign-up to daily operations—simple and built for freelancers.

No paperwork

Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.

Free for sole proprietorships

Businesses registered as a sole proprietorship can open a free Business Account.

Up to 500 on Elite Business

On Elite Business, send and receive without watching every transaction count.

Manage expenses effortlessly

Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.

Terms and conditions apply.
Manage expenses effortlessly

Manage expenses effortlessly

Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.

Terms and conditions apply.
Manage expenses effortlessly

Manage expenses effortlessly

Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.

Terms and conditions apply.
Manage expenses effortlessly

Get Free Cards—Digital or Physical

Get a free Digital Credit Card with any Business Account. Choose a paid plan and enjoy free Physical Cards too, perfect for online and everyday purchases.

Terms and conditions apply.
Get Free Cards—Digital or Physical

Get Free Cards—Digital or Physical

Get a free Digital Credit Card with any Business Account. Choose a paid plan and enjoy free Physical Cards too, perfect for online and everyday purchases.

Terms and conditions apply.
Get Free Cards—Digital or Physical

Get Free Cards—Digital or Physical

Get a free Digital Credit Card with any Business Account. Choose a paid plan and enjoy free Physical Cards too, perfect for online and everyday purchases.

Terms and conditions apply.
Get Free Cards—Digital or Physical

Save time with automation

Solo doesn’t mean manual: bunq automates VAT, invoices, and payment follow-ups so you can keep cash flow clear—without the spreadsheet grind.

Terms and conditions apply.
Save time with automation

Save time with automation

Solo doesn’t mean manual: bunq automates VAT, invoices, and payment follow-ups so you can keep cash flow clear—without the spreadsheet grind.

Terms and conditions apply.
Save time with automation

Save time with automation

Solo doesn’t mean manual: bunq automates VAT, invoices, and payment follow-ups so you can keep cash flow clear—without the spreadsheet grind.

Terms and conditions apply.
Save time with automation

Global Business Banking

Operate globally without the hassle. With bunq, you can open local Bank Accounts (IBANs) in the Netherlands, Germany, France, Spain, and Ireland—plus manage foreign currency accounts in 22 different currencies.

Terms and conditions apply.
Global Business Banking

Global Business Banking

Operate globally without the hassle. With bunq, you can open local Bank Accounts (IBANs) in the Netherlands, Germany, France, Spain, and Ireland—plus manage foreign currency accounts in 22 different currencies.

Terms and conditions apply.
Global Business Banking

Global Business Banking

Operate globally without the hassle. With bunq, you can open local Bank Accounts (IBANs) in the Netherlands, Germany, France, Spain, and Ireland—plus manage foreign currency accounts in 22 different currencies.

Terms and conditions apply.
Global Business Banking

Exclusive Business Card Deals

Freelancer-friendly perks on software, travel, and gear—unlocked with bunq. Pay less for the tools you already use to run your practice.

Terms and conditions apply.
Exclusive Business Card Deals

Exclusive Business Card Deals

Freelancer-friendly perks on software, travel, and gear—unlocked with bunq. Pay less for the tools you already use to run your practice.

Terms and conditions apply.
Exclusive Business Card Deals

Exclusive Business Card Deals

Freelancer-friendly perks on software, travel, and gear—unlocked with bunq. Pay less for the tools you already use to run your practice.

Terms and conditions apply.
Exclusive Business Card Deals

Automate your bookkeeping

Plug in your accounting software to cut manual entry: transactions from your sole proprietorship sync and reconcile automatically—no more late-night data paste.

Terms and conditions apply.
Automate your bookkeeping

Automate your bookkeeping

Plug in your accounting software to cut manual entry: transactions from your sole proprietorship sync and reconcile automatically—no more late-night data paste.

Terms and conditions apply.
Automate your bookkeeping

Automate your bookkeeping

Plug in your accounting software to cut manual entry: transactions from your sole proprietorship sync and reconcile automatically—no more late-night data paste.

Terms and conditions apply.
Automate your bookkeeping

Tap to Pay

Take contactless payments after a client meeting or at a market stall—your bunq app and phone are all you need for in-person card sales.

Terms and conditions apply.
Tap to Pay

Tap to Pay

Take contactless payments after a client meeting or at a market stall—your bunq app and phone are all you need for in-person card sales.

Terms and conditions apply.
Tap to Pay

Tap to Pay

Take contactless payments after a client meeting or at a market stall—your bunq app and phone are all you need for in-person card sales.

Terms and conditions apply.
Tap to Pay

Get instant support, 24/7

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.

Terms and conditions apply.
Get instant support, 24/7

Get instant support, 24/7

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.

Terms and conditions apply.
Get instant support, 24/7

Get instant support, 24/7

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.

Terms and conditions apply.
Get instant support, 24/7

Trusted by millions of users

Join over 20 million users on the bunq platform

€100k

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

20M+

Card Payment Refunds

Your money is protected if something doesn't go as planned.

24/7

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

€100k

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

20M+

Card Payment Refunds

Your money is protected if something doesn't go as planned.

24/7

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

€100k

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

20M+

Card Payment Refunds

Your money is protected if something doesn't go as planned.

24/7

24/7 support

Instant help in your language, whenever you need it.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

For everyone

The essentials to get you started with banking.

bunq Core

€3.99

/month

The bank account for everyday use.

bunq Pro

€9.99

/month

The bank account that makes budgeting easy.

bunq Elite

€18.99

/month

The bank account for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

For everyone

The essentials to get you started with banking.

bunq Core

€3.99

/month

The bank account for everyday use.

bunq Pro

€9.99

/month

The bank account that makes budgeting easy.

bunq Elite

€18.99

/month

The bank account for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

For everyone

The essentials to get you started with banking.

bunq Core

€3.99

/month

The bank account for everyday use.

bunq Pro

€9.99

/month

The bank account that makes budgeting easy.

bunq Elite

€18.99

/month

The bank account for your international lifestyle.

Frequently Asked Questions

Quick answers to help you choose the right plan and get started.

Frequently Asked Questions

Quick answers to help you choose the right plan and get started.

Frequently Asked Questions

Quick answers to help you choose the right plan and get started.

Loved by people across Europe

See how people use bunq to spend, save, and manage money every day.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.
This app is really useful, because there are a lot of features like, Crypto, Stocks a easy budgeting system, so I would rate this app 10/10
Pls bring the complete overview back? Saving and business and complete all on one page.
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards

Loved by people across Europe

See how people use bunq to spend, save, and manage money every day.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.
This app is really useful, because there are a lot of features like, Crypto, Stocks a easy budgeting system, so I would rate this app 10/10
Pls bring the complete overview back? Saving and business and complete all on one page.
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards

Loved by people across Europe

See how people use bunq to spend, save, and manage money every day.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.
This app is really useful, because there are a lot of features like, Crypto, Stocks a easy budgeting system, so I would rate this app 10/10
Pls bring the complete overview back? Saving and business and complete all on one page.
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards

Open a Business Account built around your work

Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.

Open a Business Account built around your work

Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.

Open a Business Account built around your work

Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.

Related articles

Keep exploring practical ways to get more from your money with bunq.

How to Manage Banking and Taxes as a Freelancer in Europe
Business4 minute read

How to Manage Banking and Taxes as a Freelancer in Europe

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

How to Price Your Freelance Work in 5 Simple Steps
Business3 minute read

How to Price Your Freelance Work in 5 Simple Steps

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

The Freelance Economy: Trends and How to Start
Business4 minute read

The Freelance Economy: Trends and How to Start

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.

Related articles

Keep exploring practical ways to get more from your money with bunq.

Related articles

Keep exploring practical ways to get more from your money with bunq.