No paperwork
Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.
Invoices, VAT, and client payments in one app—open your Business Account in minutes, no branch visit. Built for solo work, free to start.

Invoices, VAT, and client payments in one app—open your Business Account in minutes, no branch visit. Built for solo work, free to start.

Invoices, VAT, and client payments in one app—open your Business Account in minutes, no branch visit. Built for solo work, free to start.

From sign-up to daily operations—simple and built for freelancers.
Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.
Businesses registered as a sole proprietorship can open a free Business Account.
On Elite Business, send and receive without watching every transaction count.
From sign-up to daily operations—simple and built for freelancers.
Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.
Businesses registered as a sole proprietorship can open a free Business Account.
On Elite Business, send and receive without watching every transaction count.
From sign-up to daily operations—simple and built for freelancers.
Complete sign-up in the app—bank from anywhere with no branch visit or paper forms.
Businesses registered as a sole proprietorship can open a free Business Account.
On Elite Business, send and receive without watching every transaction count.
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Get a free Digital Credit Card with any Business Account. Choose a paid plan and enjoy free Physical Cards too, perfect for online and everyday purchases.

Get a free Digital Credit Card with any Business Account. Choose a paid plan and enjoy free Physical Cards too, perfect for online and everyday purchases.

Get a free Digital Credit Card with any Business Account. Choose a paid plan and enjoy free Physical Cards too, perfect for online and everyday purchases.

Solo doesn’t mean manual: bunq automates VAT, invoices, and payment follow-ups so you can keep cash flow clear—without the spreadsheet grind.

Solo doesn’t mean manual: bunq automates VAT, invoices, and payment follow-ups so you can keep cash flow clear—without the spreadsheet grind.

Solo doesn’t mean manual: bunq automates VAT, invoices, and payment follow-ups so you can keep cash flow clear—without the spreadsheet grind.

Operate globally without the hassle. With bunq, you can open local Bank Accounts (IBANs) in the Netherlands, Germany, France, Spain, and Ireland—plus manage foreign currency accounts in 22 different currencies.
Operate globally without the hassle. With bunq, you can open local Bank Accounts (IBANs) in the Netherlands, Germany, France, Spain, and Ireland—plus manage foreign currency accounts in 22 different currencies.
Operate globally without the hassle. With bunq, you can open local Bank Accounts (IBANs) in the Netherlands, Germany, France, Spain, and Ireland—plus manage foreign currency accounts in 22 different currencies.
Freelancer-friendly perks on software, travel, and gear—unlocked with bunq. Pay less for the tools you already use to run your practice.

Freelancer-friendly perks on software, travel, and gear—unlocked with bunq. Pay less for the tools you already use to run your practice.

Freelancer-friendly perks on software, travel, and gear—unlocked with bunq. Pay less for the tools you already use to run your practice.

Plug in your accounting software to cut manual entry: transactions from your sole proprietorship sync and reconcile automatically—no more late-night data paste.

Plug in your accounting software to cut manual entry: transactions from your sole proprietorship sync and reconcile automatically—no more late-night data paste.

Plug in your accounting software to cut manual entry: transactions from your sole proprietorship sync and reconcile automatically—no more late-night data paste.

Take contactless payments after a client meeting or at a market stall—your bunq app and phone are all you need for in-person card sales.

Take contactless payments after a client meeting or at a market stall—your bunq app and phone are all you need for in-person card sales.

Take contactless payments after a client meeting or at a market stall—your bunq app and phone are all you need for in-person card sales.

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Join over 20 million users on the bunq platform
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Your money is protected if something doesn't go as planned.
Instant help in your language, whenever you need it.
Join over 20 million users on the bunq platform
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Your money is protected if something doesn't go as planned.
Instant help in your language, whenever you need it.
Join over 20 million users on the bunq platform
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Your money is protected if something doesn't go as planned.
Instant help in your language, whenever you need it.
Try it free for 30 days, no strings attached.
Try it free for 30 days, no strings attached.
Try it free for 30 days, no strings attached.
Quick answers to help you choose the right plan and get started.
Quick answers to help you choose the right plan and get started.
Quick answers to help you choose the right plan and get started.
See how people use bunq to spend, save, and manage money every day.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.

Milnadj
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!

Mustafa
Google Play
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.

Atish
This app is really useful, because there are a lot of features like, Crypto, Stocks a easy budgeting system, so I would rate this app 10/10

Матвей
Google Play
Pls bring the complete overview back? Saving and business and complete all on one page.

Chris
App Store
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards

Astrid
See how people use bunq to spend, save, and manage money every day.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.

Milnadj
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!

Mustafa
Google Play
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.

Atish
This app is really useful, because there are a lot of features like, Crypto, Stocks a easy budgeting system, so I would rate this app 10/10

Матвей
Google Play
Pls bring the complete overview back? Saving and business and complete all on one page.

Chris
App Store
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards

Astrid
See how people use bunq to spend, save, and manage money every day.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.

Milnadj
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!

Mustafa
Google Play
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.

Atish
This app is really useful, because there are a lot of features like, Crypto, Stocks a easy budgeting system, so I would rate this app 10/10

Матвей
Google Play
Pls bring the complete overview back? Saving and business and complete all on one page.

Chris
App Store
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards

Astrid
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Keep exploring practical ways to get more from your money with bunq.

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.
Keep exploring practical ways to get more from your money with bunq.

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.
Keep exploring practical ways to get more from your money with bunq.

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.