


Table of contents
New job. New city. New routines. When you’re settling into life abroad, the last thing you want is paperwork. With bunq, you can open your account in five minutes, all from your phone. No forms. No appointments. Just a smooth start to your next adventure.
bunq makes life easy.
Open a Bank Account as an expat in 5 minutes, right from your phone. No paperwork. No appointments. Just a few taps and you’re ready to go.
Why Having a Local Bank Account Changes Everything
Once you land, a local Bank Account isn’t just helpful. It’s essential.
Get paid on time by your employer or freelance clients
Avoid international transfer fees and bad exchange rates
Pay rent and bills in the local currency
Track your money without doing conversion math in your head
With bunq, you get a local IBAN, full access to your money, and all the features of modern banking, without having to set foot in a branch.
Why Expats Choose bunq
We built bunq with expats in mind. Whether you’re moving for work, school, or something in between, you can open your account from anywhere in the EU with just a few essentials:
You don’t need to have everything figured out before you sign up.
All you need is:
A valid passport or EU/EEA ID
A selfie for identity verification
An address in the EU or EEA (your home address might work depending on your account type)
You don’t need a tax ID or proof of residence straight away. We give you up to 90 days to get that sorted.
Do Everything from Your Phone
Your account lives in the app. That means no paperwork, no phone calls, and no in-person appointments.
Get real-time notifications every time you spend
Track your money with clear insights and smart categories
Use Auto Round Up to round up purchases and grow your savings
Earn up to 2.01% interest on your savings
Spend in multiple currencies with Digital Cards
Everything you need, in one place, always up to date.
Conclusion
There’s enough to figure out when you move countries. Your banking should just work.
With bunq, you can open your account in 5 minutes, manage everything from your phone, and feel financially settled no matter where you are.
Just download the app, sign up, and start spending like a local!
Table of contents
New job. New city. New routines. When you’re settling into life abroad, the last thing you want is paperwork. With bunq, you can open your account in five minutes, all from your phone. No forms. No appointments. Just a smooth start to your next adventure.
bunq makes life easy.
Open a Bank Account as an expat in 5 minutes, right from your phone. No paperwork. No appointments. Just a few taps and you’re ready to go.
Why Having a Local Bank Account Changes Everything
Once you land, a local Bank Account isn’t just helpful. It’s essential.
Get paid on time by your employer or freelance clients
Avoid international transfer fees and bad exchange rates
Pay rent and bills in the local currency
Track your money without doing conversion math in your head
With bunq, you get a local IBAN, full access to your money, and all the features of modern banking, without having to set foot in a branch.
Why Expats Choose bunq
We built bunq with expats in mind. Whether you’re moving for work, school, or something in between, you can open your account from anywhere in the EU with just a few essentials:
You don’t need to have everything figured out before you sign up.
All you need is:
A valid passport or EU/EEA ID
A selfie for identity verification
An address in the EU or EEA (your home address might work depending on your account type)
You don’t need a tax ID or proof of residence straight away. We give you up to 90 days to get that sorted.
Do Everything from Your Phone
Your account lives in the app. That means no paperwork, no phone calls, and no in-person appointments.
Get real-time notifications every time you spend
Track your money with clear insights and smart categories
Use Auto Round Up to round up purchases and grow your savings
Earn up to 2.01% interest on your savings
Spend in multiple currencies with Digital Cards
Everything you need, in one place, always up to date.
Conclusion
There’s enough to figure out when you move countries. Your banking should just work.
With bunq, you can open your account in 5 minutes, manage everything from your phone, and feel financially settled no matter where you are.
Just download the app, sign up, and start spending like a local!
Table of contents
New job. New city. New routines. When you’re settling into life abroad, the last thing you want is paperwork. With bunq, you can open your account in five minutes, all from your phone. No forms. No appointments. Just a smooth start to your next adventure.
bunq makes life easy.
Open a Bank Account as an expat in 5 minutes, right from your phone. No paperwork. No appointments. Just a few taps and you’re ready to go.
Why Having a Local Bank Account Changes Everything
Once you land, a local Bank Account isn’t just helpful. It’s essential.
Get paid on time by your employer or freelance clients
Avoid international transfer fees and bad exchange rates
Pay rent and bills in the local currency
Track your money without doing conversion math in your head
With bunq, you get a local IBAN, full access to your money, and all the features of modern banking, without having to set foot in a branch.
Why Expats Choose bunq
We built bunq with expats in mind. Whether you’re moving for work, school, or something in between, you can open your account from anywhere in the EU with just a few essentials:
You don’t need to have everything figured out before you sign up.
All you need is:
A valid passport or EU/EEA ID
A selfie for identity verification
An address in the EU or EEA (your home address might work depending on your account type)
You don’t need a tax ID or proof of residence straight away. We give you up to 90 days to get that sorted.
Do Everything from Your Phone
Your account lives in the app. That means no paperwork, no phone calls, and no in-person appointments.
Get real-time notifications every time you spend
Track your money with clear insights and smart categories
Use Auto Round Up to round up purchases and grow your savings
Earn up to 2.01% interest on your savings
Spend in multiple currencies with Digital Cards
Everything you need, in one place, always up to date.
Conclusion
There’s enough to figure out when you move countries. Your banking should just work.
With bunq, you can open your account in 5 minutes, manage everything from your phone, and feel financially settled no matter where you are.
Just download the app, sign up, and start spending like a local!
Related reading
Explore more tips and stories from bunq.

The Easiest Way to Take Control of Your Finances in 2026
A simple system can make managing your money feel clear and effortless. Learn how to set up your finances once and move into 2026 with confidence.

How to Budget for Training and Race Weekends
Training and race weekends change how you spend. A simple setup can keep things clear without turning budgeting into a chore.
Related reading
Explore more tips and stories from bunq.

How to Set Long-Term Financial Goals as a Couple
Talking about money as a couple doesn't have to be awkward. Set long-term financial goals together and feel more aligned.

The Easiest Way to Take Control of Your Finances in 2026
A simple system can make managing your money feel clear and effortless. Learn how to set up your finances once and move into 2026 with confidence.

How to Budget for Training and Race Weekends
Training and race weekends change how you spend. A simple setup can keep things clear without turning budgeting into a chore.
Related reading
Explore more tips and stories from bunq.

How to Set Long-Term Financial Goals as a Couple
Talking about money as a couple doesn't have to be awkward. Set long-term financial goals together and feel more aligned.

The Easiest Way to Take Control of Your Finances in 2026
A simple system can make managing your money feel clear and effortless. Learn how to set up your finances once and move into 2026 with confidence.

How to Budget for Training and Race Weekends
Training and race weekends change how you spend. A simple setup can keep things clear without turning budgeting into a chore.
Ready for easier banking?
Moving to a new country? With bunq, opening an account is simple, fast, and fully mobile from day one.
Ready for easier banking?
Moving to a new country? With bunq, opening an account is simple, fast, and fully mobile from day one.
Ready for easier banking?
Moving to a new country? With bunq, opening an account is simple, fast, and fully mobile from day one.