bunq vs N26

Compare bunq and N26 for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 2.01%, Term Deposits, and 24/7 SOS support.

bunq vs N26

Compare bunq and N26 for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 2.01%, Term Deposits, and 24/7 SOS support.

bunq vs N26

Compare bunq and N26 for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 2.01%, Term Deposits, and 24/7 SOS support.

Compare personal banking features

Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

Compare personal banking features

Compare personal banking features

Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

Compare personal banking features

Compare personal banking features

Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

Compare personal banking features

Compare personal banking features

Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

FeatureN26
Personal Plans4 Plans4 Plans4 Plans
Fully Digital Bank
Multiple IBANsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 IBAN (Spaces sub-accounts share it)
Bank AccountsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)Up to 10 included
Physical CardsFree Physical card with paid planFree Physical card with paid planFree Physical card with paid plan
Digital CardsFree Digital Credit CardFree Digital Credit CardFree digital debit card
Apple/Google Pay
Savings AccountsUp to 2.01% annual interest rateUp to 2.01% annual interest rateUp to 2.00% annual interest rate
Term DepositsUp to 2.11% annual interest rateUp to 2.11% annual interest rate
Cash BankingUp to 6 ATM withdrawals monthlyUp to 6 ATM withdrawals monthly3–5 free withdrawals/month (plan dependent)
24/7 SOS Hotline
7:00AM to 23:00PM
Instant Support

Compare personal banking features

Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

FeatureN26
Personal Plans4 Plans4 Plans4 Plans
Fully Digital Bank
Multiple IBANsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 IBAN (Spaces sub-accounts share it)
Bank AccountsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)Up to 10 included
Physical CardsFree Physical card with paid planFree Physical card with paid planFree Physical card with paid plan
Digital CardsFree Digital Credit CardFree Digital Credit CardFree digital debit card
Apple/Google Pay
Savings AccountsUp to 2.01% annual interest rateUp to 2.01% annual interest rateUp to 2.00% annual interest rate
Term DepositsUp to 2.11% annual interest rateUp to 2.11% annual interest rate
Cash BankingUp to 6 ATM withdrawals monthlyUp to 6 ATM withdrawals monthly3–5 free withdrawals/month (plan dependent)
24/7 SOS Hotline
7:00AM to 23:00PM
Instant Support

Compare personal banking features

Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

FeatureN26
Personal Plans4 Plans4 Plans4 Plans
Fully Digital Bank
Multiple IBANsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 IBAN (Spaces sub-accounts share it)
Bank AccountsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)Up to 10 included
Physical CardsFree Physical card with paid planFree Physical card with paid planFree Physical card with paid plan
Digital CardsFree Digital Credit CardFree Digital Credit CardFree digital debit card
Apple/Google Pay
Savings AccountsUp to 2.01% annual interest rateUp to 2.01% annual interest rateUp to 2.00% annual interest rate
Term DepositsUp to 2.11% annual interest rateUp to 2.11% annual interest rate
Cash BankingUp to 6 ATM withdrawals monthlyUp to 6 ATM withdrawals monthly3–5 free withdrawals/month (plan dependent)
24/7 SOS Hotline
7:00AM to 23:00PM
Instant Support

Disclaimer

Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.

Disclaimer

Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.

Disclaimer

Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy

Short section heading goes here

Medium-length body copy of one or two sentences goes here to support the main headline. Do not make your text longer than this.

Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Hey all good satisfied with all but remains with why all super market doesn’t accept this card
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
bunq is a great bank, I can use the card inclusiv credit card to pay worldwide. bunq offers a great service, and great support, I am feally happy with bunq
I like it, it’s easy to use but keeps putting me on different payment plans which I need to resolve every month, take money then need pay for using card then I don’t also wheel is only once in month😩 but overall I’m happy enough, never breaks, don’t have issues unlike with revolut! Many people had issues with them and I was one of them! Anyway it’s easy and great app

Short section heading goes here

Medium-length body copy of one or two sentences goes here to support the main headline. Do not make your text longer than this.

Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Hey all good satisfied with all but remains with why all super market doesn’t accept this card
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
bunq is a great bank, I can use the card inclusiv credit card to pay worldwide. bunq offers a great service, and great support, I am feally happy with bunq
I like it, it’s easy to use but keeps putting me on different payment plans which I need to resolve every month, take money then need pay for using card then I don’t also wheel is only once in month😩 but overall I’m happy enough, never breaks, don’t have issues unlike with revolut! Many people had issues with them and I was one of them! Anyway it’s easy and great app

Short section heading goes here

Medium-length body copy of one or two sentences goes here to support the main headline. Do not make your text longer than this.

Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Hey all good satisfied with all but remains with why all super market doesn’t accept this card
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
bunq is a great bank, I can use the card inclusiv credit card to pay worldwide. bunq offers a great service, and great support, I am feally happy with bunq
I like it, it’s easy to use but keeps putting me on different payment plans which I need to resolve every month, take money then need pay for using card then I don’t also wheel is only once in month😩 but overall I’m happy enough, never breaks, don’t have issues unlike with revolut! Many people had issues with them and I was one of them! Anyway it’s easy and great app

Join 20 million people banking with bunq

Sign up in just 5 minutes

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Fill in your name, address, email, and phone number.

Verify your ID

Verify your ID with a quick video selfie and start banking right away.

Join 20 million people banking with bunq

Sign up in just 5 minutes

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Fill in your name, address, email, and phone number.

Verify your ID

Verify your ID with a quick video selfie and start banking right away.

Join 20 million people banking with bunq

Sign up in just 5 minutes

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Fill in your name, address, email, and phone number.

Verify your ID

Verify your ID with a quick video selfie and start banking right away.

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

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