Your main Bank Account

Earn interest on savings and stay organized with pots, cards, and family tools.

Your main Bank Account

Earn interest on savings and stay organized with pots, cards, and family tools.

Your main Bank Account

Earn interest on savings and stay organized with pots, cards, and family tools.

Your new Bank Account, ready in just 5 minutes

Simple banking for daily life—accounts, cards, and savings.

Earn 2.01% on your balance

Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.

5 Money Pots with their own IBAN

Organize bills, goals, and spending in dedicated pots you can pay from and send money to.

Physical and Digital Cards included

Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.

Your new Bank Account, ready in just 5 minutes

Simple banking for daily life—accounts, cards, and savings.

Earn 2.01% on your balance

Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.

5 Money Pots with their own IBAN

Organize bills, goals, and spending in dedicated pots you can pay from and send money to.

Physical and Digital Cards included

Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.

Your new Bank Account, ready in just 5 minutes

Simple banking for daily life—accounts, cards, and savings.

Earn 2.01% on your balance

Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.

5 Money Pots with their own IBAN

Organize bills, goals, and spending in dedicated pots you can pay from and send money to.

Physical and Digital Cards included

Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.

Bank Account and Savings Account

Organize your finances with up to 5 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.

Terms and conditions apply.
Bank Account and Savings Account

Bank Account and Savings Account

Organize your finances with up to 5 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.

Terms and conditions apply.
Bank Account and Savings Account

Bank Account and Savings Account

Organize your finances with up to 5 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.

Terms and conditions apply.
Bank Account and Savings Account

2.01%* annual interest paid out weekly

Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.

See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms

2.01%* annual interest paid out weekly

2.01%* annual interest paid out weekly

Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.

See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms

2.01%* annual interest paid out weekly

2.01%* annual interest paid out weekly

Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.

See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms

2.01%* annual interest paid out weekly

Get your Cards

With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.

Terms and conditions apply.
Get your Cards

Get your Cards

With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.

Terms and conditions apply.
Get your Cards

Get your Cards

With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.

Terms and conditions apply.
Get your Cards

Effortless payment management

Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.

Terms and conditions apply.
Effortless payment management

Effortless payment management

Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.

Terms and conditions apply.
Effortless payment management

Effortless payment management

Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.

Terms and conditions apply.
Effortless payment management

Get strong card rates abroad with ZeroFX

With ZeroFX on bunq Core, there's no annual cap on foreign-currency card spend—unlike bunq Free's €1,000/year limit. Pay at the real Mastercard rate plus a 0.5% markup when markets are open, year-round.

Terms and conditions apply.
Get strong card rates abroad with ZeroFX

Get strong card rates abroad with ZeroFX

With ZeroFX on bunq Core, there's no annual cap on foreign-currency card spend—unlike bunq Free's €1,000/year limit. Pay at the real Mastercard rate plus a 0.5% markup when markets are open, year-round.

Terms and conditions apply.
Get strong card rates abroad with ZeroFX

Get strong card rates abroad with ZeroFX

With ZeroFX on bunq Core, there's no annual cap on foreign-currency card spend—unlike bunq Free's €1,000/year limit. Pay at the real Mastercard rate plus a 0.5% markup when markets are open, year-round.

Terms and conditions apply.
Get strong card rates abroad with ZeroFX

Manage your child's account together

Easily share access to your child's account with your partner, so both of you can stay involved in managing their finances. From tracking spending to setting limits, you can work together to help your child build financial responsibility.

Terms and conditions apply.
Manage your child's account together

Manage your child's account together

Easily share access to your child's account with your partner, so both of you can stay involved in managing their finances. From tracking spending to setting limits, you can work together to help your child build financial responsibility.

Terms and conditions apply.
Manage your child's account together

Manage your child's account together

Easily share access to your child's account with your partner, so both of you can stay involved in managing their finances. From tracking spending to setting limits, you can work together to help your child build financial responsibility.

Terms and conditions apply.
Manage your child's account together

Buy and sell crypto in the bunq app

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.

Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy and sell crypto in the bunq app

Buy and sell crypto in the bunq app

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.

Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy and sell crypto in the bunq app

Buy and sell crypto in the bunq app

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.

Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy and sell crypto in the bunq app

Get instant support, 24/7

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.

Terms and conditions apply.
Get instant support, 24/7

Get instant support, 24/7

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.

Terms and conditions apply.
Get instant support, 24/7

Get instant support, 24/7

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.

Terms and conditions apply.
Get instant support, 24/7

Loved by our users

Real reviews from bunq users.

Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Loved by our users

Real reviews from bunq users.

Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Loved by our users

Real reviews from bunq users.

Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Frequently Asked Questions

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Frequently Asked Questions

Medium-length body copy of one or two sentences goes here to support the main headline. Do not make your text longer than this.

Frequently Asked Questions

Medium-length body copy of one or two sentences goes here to support the main headline. Do not make your text longer than this.

Start banking your way

Open a bunq personal account from your phone and organize spending, savings, and cards in one app.

Start banking your way

Open a bunq personal account from your phone and organize spending, savings, and cards in one app.

Start banking your way

Open a bunq personal account from your phone and organize spending, savings, and cards in one app.

Guides for everyday banking

Tips on saving, budgeting, and getting more from your bunq account.

Manage Your Money Abroad Effortlessly with bunq
Travel4 minute read

Manage Your Money Abroad Effortlessly with bunq

Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.

Build Financial Literacy With bunq Child Accounts
Guides4 minute read

Build Financial Literacy With bunq Child Accounts

Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.

Top Ways to Use bunq’s Digital Cards
News3 minute read

Top Ways to Use bunq’s Digital Cards

Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.

Guides for everyday banking

Tips on saving, budgeting, and getting more from your bunq account.

Guides for everyday banking

Tips on saving, budgeting, and getting more from your bunq account.