Earn 2.01% on your balance
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
Earn interest on savings and stay organized with pots, cards, and family tools.

Earn interest on savings and stay organized with pots, cards, and family tools.

Earn interest on savings and stay organized with pots, cards, and family tools.

Simple banking for daily life—accounts, cards, and savings.
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
Organize bills, goals, and spending in dedicated pots you can pay from and send money to.
Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.
Simple banking for daily life—accounts, cards, and savings.
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
Organize bills, goals, and spending in dedicated pots you can pay from and send money to.
Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.
Simple banking for daily life—accounts, cards, and savings.
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
Organize bills, goals, and spending in dedicated pots you can pay from and send money to.
Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.
Organize your finances with up to 5 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Organize your finances with up to 5 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Organize your finances with up to 5 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms

Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms

Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms

With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.

With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.

With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.

Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.
Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.
Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.
With ZeroFX on bunq Core, there's no annual cap on foreign-currency card spend—unlike bunq Free's €1,000/year limit. Pay at the real Mastercard rate plus a 0.5% markup when markets are open, year-round.

With ZeroFX on bunq Core, there's no annual cap on foreign-currency card spend—unlike bunq Free's €1,000/year limit. Pay at the real Mastercard rate plus a 0.5% markup when markets are open, year-round.

With ZeroFX on bunq Core, there's no annual cap on foreign-currency card spend—unlike bunq Free's €1,000/year limit. Pay at the real Mastercard rate plus a 0.5% markup when markets are open, year-round.

Easily share access to your child's account with your partner, so both of you can stay involved in managing their finances. From tracking spending to setting limits, you can work together to help your child build financial responsibility.

Easily share access to your child's account with your partner, so both of you can stay involved in managing their finances. From tracking spending to setting limits, you can work together to help your child build financial responsibility.

Easily share access to your child's account with your partner, so both of you can stay involved in managing their finances. From tracking spending to setting limits, you can work together to help your child build financial responsibility.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.

Pieter
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.

Milnadj
App Store
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Federico
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.

Pieter
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.

Milnadj
App Store
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Federico
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.

Pieter
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.

Milnadj
App Store
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Federico
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
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Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Tips on saving, budgeting, and getting more from your bunq account.

Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.

Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.

Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Tips on saving, budgeting, and getting more from your bunq account.

Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.

Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.

Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Tips on saving, budgeting, and getting more from your bunq account.

Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.

Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.

Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.