bunq has been great so far. Easily opened a Joint account with my boyfriend which took forever at my last bank. Super top 👍.
Marianne
High-interest Savings Account, organized
Earn 2.01% annual interest, round up purchases, and route incoming money to the right Savings Account—so saving stays simple.
High-interest Savings Account, organized
Earn 2.01% annual interest, round up purchases, and route incoming money to the right Savings Account—so saving stays simple.
High-interest Savings Account, organized
Earn 2.01% annual interest, round up purchases, and route incoming money to the right Savings Account—so saving stays simple.
Loved by our users
Real reviews from bunq users.
Bunq is the ideal online bank, which offers banking, joint offers and all colour in investments at good interest.
Gunnar2810
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Loved by our users
Real reviews from bunq users.
bunq has been great so far. Easily opened a Joint account with my boyfriend which took forever at my last bank. Super top 👍.
Marianne
Bunq is the ideal online bank, which offers banking, joint offers and all colour in investments at good interest.
Gunnar2810
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Loved by our users
Real reviews from bunq users.
bunq has been great so far. Easily opened a Joint account with my boyfriend which took forever at my last bank. Super top 👍.
Marianne
Bunq is the ideal online bank, which offers banking, joint offers and all colour in investments at good interest.
Gunnar2810
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and 2.01%* interest pays out weekly.
*
See savings account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and 2.01%* interest pays out weekly.
*
See savings account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and 2.01%* interest pays out weekly.
*
See savings account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
Interest rates are variable and subject to change. See bunq.com/rates for current rates.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
Interest rates are variable and subject to change. See bunq.com/rates for current rates.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
Interest rates are variable and subject to change. See bunq.com/rates for current rates.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including 2.01% annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
*
Interest rates are variable and subject to change. See bunq.com/rates for current rates.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including 2.01% annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
*
Interest rates are variable and subject to change. See bunq.com/rates for current rates.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including 2.01% annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
*
Interest rates are variable and subject to change. See bunq.com/rates for current rates.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Terms & Conditions apply
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Terms & Conditions apply
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Terms & Conditions apply
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
See how much you could earn
Enter a deposit amount to estimate interest across available terms. Rates vary by plan and account type.
€
3 months
1.76% per year
Interest Earned
€4.40
Total
€1,004.40
6 months
1.86% per year
Interest Earned
€9.30
Total
€1,009.30
12 months
2.11% per year
Interest Earned
€21.10
Total
€1,021.10
24 months
1.91% per year
Interest Earned
€38.20
Total
€1,038.20
3 months, 1.76% per year: Interest Earned €4.40, Total €1,004.40. 6 months, 1.86% per year: Interest Earned €9.30, Total €1,009.30. 12 months, 2.11% per year: Interest Earned €21.10, Total €1,021.10. 24 months, 1.91% per year: Interest Earned €38.20, Total €1,038.20
See how much you could earn
Enter a deposit amount to estimate interest across available terms. Rates vary by plan and account type.
€
3 months
1.76% per year
Interest Earned
€4.40
Total
€1,004.40
6 months
1.86% per year
Interest Earned
€9.30
Total
€1,009.30
12 months
2.11% per year
Interest Earned
€21.10
Total
€1,021.10
24 months
1.91% per year
Interest Earned
€38.20
Total
€1,038.20
3 months, 1.76% per year: Interest Earned €4.40, Total €1,004.40. 6 months, 1.86% per year: Interest Earned €9.30, Total €1,009.30. 12 months, 2.11% per year: Interest Earned €21.10, Total €1,021.10. 24 months, 1.91% per year: Interest Earned €38.20, Total €1,038.20
See how much you could earn
Enter a deposit amount to estimate interest across available terms. Rates vary by plan and account type.
€
3 months
1.76% per year
Interest Earned
€4.40
Total
€1,004.40
6 months
1.86% per year
Interest Earned
€9.30
Total
€1,009.30
12 months
2.11% per year
Interest Earned
€21.10
Total
€1,021.10
24 months
1.91% per year
Interest Earned
€38.20
Total
€1,038.20
3 months, 1.76% per year: Interest Earned €4.40, Total €1,004.40. 6 months, 1.86% per year: Interest Earned €9.30, Total €1,009.30. 12 months, 2.11% per year: Interest Earned €21.10, Total €1,021.10. 24 months, 1.91% per year: Interest Earned €38.20, Total €1,038.20
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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Starting early gives compound interest time to work. How small, steady saves can grow, and how bunq keeps the habit lightweight.
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Related articles
Keep exploring practical ways to get more from your money with bunq.
Guides3 minute read
How the European Central Bank Affects Your Savings
Learn how ECB rate changes affect your savings and see how bunq’s high-interest accounts work for you.
Finance2 minute read
Start Saving Early for Your Child: Compound Interest
Starting early gives compound interest time to work. How small, steady saves can grow, and how bunq keeps the habit lightweight.
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Saving in Ireland: Reach Goals Faster With bunq
Automate saves, see progress clearly, and keep everyday spending separate, so Irish users hit goals without micromanaging every euro.