Lock in a guaranteed rate

Earn up to 2.11% annual interest on your savings. Lock in a guaranteed rate for the term you choose.*

Lock in a guaranteed rate

Earn up to 2.11% annual interest on your savings. Lock in a guaranteed rate for the term you choose.*

Lock in a guaranteed rate

Earn up to 2.11% annual interest on your savings. Lock in a guaranteed rate for the term you choose.*

Loved by our users

Real reviews from bunq users.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Good bank, BEST bank, crypto services no one else offers. but it’s lacking the most important thing. Withdrawal/Deposit of crypto directly. Please add it

Loved by our users

Real reviews from bunq users.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Good bank, BEST bank, crypto services no one else offers. but it’s lacking the most important thing. Withdrawal/Deposit of crypto directly. Please add it

Loved by our users

Real reviews from bunq users.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Good bank, BEST bank, crypto services no one else offers. but it’s lacking the most important thing. Withdrawal/Deposit of crypto directly. Please add it

Pick a term that matches your goals

Whether your goal is 3 months or 2 years away, pick a term that fits: 3, 6, 12, or 24 months. Deposits from €1,000 to €100,000 per person—your interest stays guaranteed for the full term.

Terms and Conditions apply. Rates and terms are shown in the app.View Term Deposit terms

Pick a term that matches your goals

Pick a term that matches your goals

Whether your goal is 3 months or 2 years away, pick a term that fits: 3, 6, 12, or 24 months. Deposits from €1,000 to €100,000 per person—your interest stays guaranteed for the full term.

Terms and Conditions apply. Rates and terms are shown in the app.View Term Deposit terms

Pick a term that matches your goals

Pick a term that matches your goals

Whether your goal is 3 months or 2 years away, pick a term that fits: 3, 6, 12, or 24 months. Deposits from €1,000 to €100,000 per person—your interest stays guaranteed for the full term.

Terms and Conditions apply. Rates and terms are shown in the app.View Term Deposit terms

Pick a term that matches your goals

Protected savings, flexible access

Your EUR savings at bunq are protected up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS). And because plans can change, you have the flexibility to access your Term Deposit funds early for a clear, predictable fee¹.

Read about Term Deposits

Protected savings, flexible access

Protected savings, flexible access

Your EUR savings at bunq are protected up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS). And because plans can change, you have the flexibility to access your Term Deposit funds early for a clear, predictable fee¹.

Read about Term Deposits

Protected savings, flexible access

Protected savings, flexible access

Your EUR savings at bunq are protected up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS). And because plans can change, you have the flexibility to access your Term Deposit funds early for a clear, predictable fee¹.

Read about Term Deposits

Protected savings, flexible access

Terms & Conditions apply

Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.

Terms & Conditions apply

Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.

Terms & Conditions apply

Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.

Term Deposit Rates

TermGross Annual Interest Rate
3 months1.76%
6 months1.86%
12 months2.11%
24 months1.91%
TermGross Pro-Rata Interest Rate
Row labelValue text
Row labelValue text

Term Deposit Rates

TermGross Annual Interest Rate
3 months1.76%
6 months1.86%
12 months2.11%
24 months1.91%
TermGross Pro-Rata Interest Rate
Row labelValue text
Row labelValue text

Term Deposit Rates

TermGross Annual Interest Rate
3 months1.76%
6 months1.86%
12 months2.11%
24 months1.91%
TermGross Pro-Rata Interest Rate
Row labelValue text
Row labelValue text

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Want the full feature breakdown?

Frequently Asked Questions

Quick answers to help you choose the right plan and get started.

Frequently Asked Questions

Quick answers to help you choose the right plan and get started.

Frequently Asked Questions

Quick answers to help you choose the right plan and get started.

Start banking with features that fit your life

Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.

Start banking with features that fit your life

Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.

Start banking with features that fit your life

Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.

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Keep exploring practical ways to get more from your money with bunq.