No paperwork
Just download the bunq app and sign up from anywhere.
Your free bank account
Your free Bank Account with no monthly fee—everything you need to start with bunq.
Your free bank account
Your free Bank Account with no monthly fee—everything you need to start with bunq.
Your free bank account
Your free Bank Account with no monthly fee—everything you need to start with bunq.
Your new Bank Account, ready in just 5 minutes
Accounts, cards, and savings with interest—all in one app.
Start without tax ID
No tax ID? No problem. Start banking right away and provide it within 90 days.
No monthly fee
Your full Bank Account stays free. Open it in minutes and keep banking without a subscription.
Your new Bank Account, ready in just 5 minutes
Accounts, cards, and savings with interest—all in one app.
No paperwork
Just download the bunq app and sign up from anywhere.
Start without tax ID
No tax ID? No problem. Start banking right away and provide it within 90 days.
No monthly fee
Your full Bank Account stays free. Open it in minutes and keep banking without a subscription.
Your new Bank Account, ready in just 5 minutes
Accounts, cards, and savings with interest—all in one app.
No paperwork
Just download the bunq app and sign up from anywhere.
Start without tax ID
No tax ID? No problem. Start banking right away and provide it within 90 days.
No monthly fee
Your full Bank Account stays free. Open it in minutes and keep banking without a subscription.
Bank Account and Savings Account
Organize your finances with up to 3 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
*
Terms and conditions apply.
Bank Account and Savings Account
Organize your finances with up to 3 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
*
Terms and conditions apply.
Bank Account and Savings Account
Organize your finances with up to 3 dedicated Money Pots. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
*
Terms and conditions apply.
2.01%* annual interest paid out weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
2.01%* annual interest paid out weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
2.01%* annual interest paid out weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Everything in an instant
From Instant Notifications to real-time limit control, you see every payment as it happens and can adjust security settings whenever you like—no waiting for end-of-day statements.
*
Terms and conditions apply.
Everything in an instant
From Instant Notifications to real-time limit control, you see every payment as it happens and can adjust security settings whenever you like—no waiting for end-of-day statements.
*
Terms and conditions apply.
Everything in an instant
From Instant Notifications to real-time limit control, you see every payment as it happens and can adjust security settings whenever you like—no waiting for end-of-day statements.
*
Terms and conditions apply.
Get your Digital Credit Card
Every bunq user gets a Credit Card with no interest fees or annual charges. Create yours in the app, add funds, then add it to Apple Pay or Google Pay to pay from your phone.
*
Terms and conditions apply.
Get your Digital Credit Card
Every bunq user gets a Credit Card with no interest fees or annual charges. Create yours in the app, add funds, then add it to Apple Pay or Google Pay to pay from your phone.
*
Terms and conditions apply.
Get your Digital Credit Card
Every bunq user gets a Credit Card with no interest fees or annual charges. Create yours in the app, add funds, then add it to Apple Pay or Google Pay to pay from your phone.
*
Terms and conditions apply.
Effortless payment management
Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.
*
Terms and conditions apply.
Effortless payment management
Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.
*
Terms and conditions apply.
Effortless payment management
Simplify outgoing payments with AutoAccept and Scheduled Payments. Payment requests from trusted contacts can be approved automatically, and you can schedule one-time or recurring payments in advance.
*
Terms and conditions apply.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit Card or Credit Card to get great value on purchases in currencies outside the Eurozone. On bunq Free, that's up to €1,000 per year at the standard card FX rate.
*
After €1,000 of foreign-currency card spend in a calendar year, a fee of 3% of each further transaction amount applies. See the pricing sheet .
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit Card or Credit Card to get great value on purchases in currencies outside the Eurozone. On bunq Free, that's up to €1,000 per year at the standard card FX rate.
*
After €1,000 of foreign-currency card spend in a calendar year, a fee of 3% of each further transaction amount applies. See the pricing sheet .
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit Card or Credit Card to get great value on purchases in currencies outside the Eurozone. On bunq Free, that's up to €1,000 per year at the standard card FX rate.
*
After €1,000 of foreign-currency card spend in a calendar year, a fee of 3% of each further transaction amount applies. See the pricing sheet .
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
*
Terms and conditions apply.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
*
Terms and conditions apply.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
*
Terms and conditions apply.
Loved by our users
Real reviews from bunq users.
Super easy to use, fast transfers, and the travel card works perfectly. Love how smooth everything is and how quick notifications come through. Makes managing money way easier. 5 stars ⭐️
mandemiamnotplayingugetme
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Loved by our users
Real reviews from bunq users.
Super easy to use, fast transfers, and the travel card works perfectly. Love how smooth everything is and how quick notifications come through. Makes managing money way easier. 5 stars ⭐️
mandemiamnotplayingugetme
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Loved by our users
Real reviews from bunq users.
Super easy to use, fast transfers, and the travel card works perfectly. Love how smooth everything is and how quick notifications come through. Makes managing money way easier. 5 stars ⭐️
mandemiamnotplayingugetme
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
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Frequently Asked Questions
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Frequently Asked Questions
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Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Business2 minute read
Getting Started with bunq Business Accounts
Simplify your business finances with bunq. Instant Payments, multi-currency, and tools that grow with you.
News2 minute read
bunq Launches Credit Card Across the European Union
bunq Credit Cards reach more EU countries, see where they work, what you get on travel and daily spend, and how to order from the app.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Business2 minute read
Getting Started with bunq Business Accounts
Simplify your business finances with bunq. Instant Payments, multi-currency, and tools that grow with you.
News2 minute read
bunq Launches Credit Card Across the European Union
bunq Credit Cards reach more EU countries, see where they work, what you get on travel and daily spend, and how to order from the app.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Business2 minute read
Getting Started with bunq Business Accounts
Simplify your business finances with bunq. Instant Payments, multi-currency, and tools that grow with you.
News2 minute read
bunq Launches Credit Card Across the European Union
bunq Credit Cards reach more EU countries, see where they work, what you get on travel and daily spend, and how to order from the app.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.