Super easy to use, fast transfers, and the travel card works perfectly. Love how smooth everything is and how quick notifications come through. Makes managing money way easier. 5 stars ⭐️
mandemiamnotplayingugetme
App Store
Get strong card rates abroad with ZeroFX
The real Mastercard rate on foreign spend—no hidden bank fees. Travel, shop, or work abroad and keep more of your money with you.
Get strong card rates abroad with ZeroFX
The real Mastercard rate on foreign spend—no hidden bank fees. Travel, shop, or work abroad and keep more of your money with you.
Get strong card rates abroad with ZeroFX
The real Mastercard rate on foreign spend—no hidden bank fees. Travel, shop, or work abroad and keep more of your money with you.
Loved by our users
Real reviews from bunq users.
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Loved by our users
Real reviews from bunq users.
Super easy to use, fast transfers, and the travel card works perfectly. Love how smooth everything is and how quick notifications come through. Makes managing money way easier. 5 stars ⭐️
mandemiamnotplayingugetme
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Loved by our users
Real reviews from bunq users.
Super easy to use, fast transfers, and the travel card works perfectly. Love how smooth everything is and how quick notifications come through. Makes managing money way easier. 5 stars ⭐️
mandemiamnotplayingugetme
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Smart currency exchange, built right in
Use your bunq Card abroad on non-euro transactions. Old-fashioned banks add big fees—bunq doesn’t. To protect you from currency swings and keep pricing transparent, we add a 0.5% markup to the latest rate when markets are open.
*
ZeroFX is on for all bunq users. On Personal Accounts, bunq Free includes up to €1,000/year in foreign-currency card spend at the standard card FX rate; once that allowance is used in a calendar year, a fee of 3% of each further transaction amount applies. Core, Pro, and Elite include unlimited foreign payments. On Business Accounts, the same limits apply for bunq Free vs Core, Pro, and Elite. See the pricing sheet .
Smart currency exchange, built right in
Use your bunq Card abroad on non-euro transactions. Old-fashioned banks add big fees—bunq doesn’t. To protect you from currency swings and keep pricing transparent, we add a 0.5% markup to the latest rate when markets are open.
*
ZeroFX is on for all bunq users. On Personal Accounts, bunq Free includes up to €1,000/year in foreign-currency card spend at the standard card FX rate; once that allowance is used in a calendar year, a fee of 3% of each further transaction amount applies. Core, Pro, and Elite include unlimited foreign payments. On Business Accounts, the same limits apply for bunq Free vs Core, Pro, and Elite. See the pricing sheet .
Smart currency exchange, built right in
Use your bunq Card abroad on non-euro transactions. Old-fashioned banks add big fees—bunq doesn’t. To protect you from currency swings and keep pricing transparent, we add a 0.5% markup to the latest rate when markets are open.
*
ZeroFX is on for all bunq users. On Personal Accounts, bunq Free includes up to €1,000/year in foreign-currency card spend at the standard card FX rate; once that allowance is used in a calendar year, a fee of 3% of each further transaction amount applies. Core, Pro, and Elite include unlimited foreign payments. On Business Accounts, the same limits apply for bunq Free vs Core, Pro, and Elite. See the pricing sheet .
Travel Tips
Get instant local insights right in the app—real-time exchange rates, tipping customs, and other travel essentials so you can spend with confidence.
Travel Tips
Get instant local insights right in the app—real-time exchange rates, tipping customs, and other travel essentials so you can spend with confidence.
Travel Tips
Get instant local insights right in the app—real-time exchange rates, tipping customs, and other travel essentials so you can spend with confidence.
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Give your friend 12 free months of bunq Core
Invite a friend from your ZeroFX screen, and they’ll get a whole year of bunq Core for free.
Give your friend 12 free months of bunq Core
Invite a friend from your ZeroFX screen, and they’ll get a whole year of bunq Core for free.
Give your friend 12 free months of bunq Core
Invite a friend from your ZeroFX screen, and they’ll get a whole year of bunq Core for free.
See what you save on FX fees
Compare bunq rates with typical bank fees and see how much you keep on your next transfer.
€ (EUR)
$ American Dollar (USD)
See what you save on FX fees
Compare bunq rates with typical bank fees and see how much you keep on your next transfer.
€ (EUR)
$ American Dollar (USD)
See what you save on FX fees
Compare bunq rates with typical bank fees and see how much you keep on your next transfer.
€ (EUR)
$ American Dollar (USD)
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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