Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
International Bank Accounts and Foreign Currencies
Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs for euro banking, and add Foreign Currency Bank Accounts to send, receive, and hold in up to 20 currencies—all in one app.
International Bank Accounts and Foreign Currencies
Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs for euro banking, and add Foreign Currency Bank Accounts to send, receive, and hold in up to 20 currencies—all in one app.
International Bank Accounts and Foreign Currencies
Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs for euro banking, and add Foreign Currency Bank Accounts to send, receive, and hold in up to 20 currencies—all in one app.
Loved by our users
Real reviews from bunq users.
bunq has been great so far. Easily opened a Joint account with my boyfriend which took forever at my last bank. Super top 👍.
Marianne
Easily the best banking application I have tried in Ireland. Software is smooth and efficient, easy to deposit and send money, and the interest rate and no fx fees are a huge bonus then. Perfect👍
Seán
App Store
Loved by our users
Real reviews from bunq users.
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
bunq has been great so far. Easily opened a Joint account with my boyfriend which took forever at my last bank. Super top 👍.
Marianne
Easily the best banking application I have tried in Ireland. Software is smooth and efficient, easy to deposit and send money, and the interest rate and no fx fees are a huge bonus then. Perfect👍
Seán
App Store
Loved by our users
Real reviews from bunq users.
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
bunq has been great so far. Easily opened a Joint account with my boyfriend which took forever at my last bank. Super top 👍.
Marianne
Easily the best banking application I have tried in Ireland. Software is smooth and efficient, easy to deposit and send money, and the interest rate and no fx fees are a huge bonus then. Perfect👍
Seán
App Store
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign Currencies
Add dedicated Foreign Currency Bank Accounts in the bunq app and manage your money effortlessly. Spend, receive, and hold funds in 20 currencies, with competitive exchange rates—see Help for how IBANs work per currency.
Foreign Currencies
Add dedicated Foreign Currency Bank Accounts in the bunq app and manage your money effortlessly. Spend, receive, and hold funds in 20 currencies, with competitive exchange rates—see Help for how IBANs work per currency.
Foreign Currencies
Add dedicated Foreign Currency Bank Accounts in the bunq app and manage your money effortlessly. Spend, receive, and hold funds in 20 currencies, with competitive exchange rates—see Help for how IBANs work per currency.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Strong card rates abroad with ZeroFX
With ZeroFX, use your bunq Card abroad and skip heavy foreign-exchange fees. Instead of big bank surcharges, we add a 0.5% markup to the latest Mastercard rate when markets are open—transparent pricing on non-euro spend.
*
*ZeroFX is automatically active for all bunq users. bunq Free users can make payments abroad up to €1,000 per year at the standard card FX rate; once that allowance is used in a calendar year, a fee of 1.5% of each further foreign-currency card transaction amount applies. bunq Core, Pro, and Elite users enjoy unlimited foreign payments. See the pricing sheet.
Strong card rates abroad with ZeroFX
With ZeroFX, use your bunq Card abroad and skip heavy foreign-exchange fees. Instead of big bank surcharges, we add a 0.5% markup to the latest Mastercard rate when markets are open—transparent pricing on non-euro spend.
*
*ZeroFX is automatically active for all bunq users. bunq Free users can make payments abroad up to €1,000 per year at the standard card FX rate; once that allowance is used in a calendar year, a fee of 1.5% of each further foreign-currency card transaction amount applies. bunq Core, Pro, and Elite users enjoy unlimited foreign payments. See the pricing sheet.
Strong card rates abroad with ZeroFX
With ZeroFX, use your bunq Card abroad and skip heavy foreign-exchange fees. Instead of big bank surcharges, we add a 0.5% markup to the latest Mastercard rate when markets are open—transparent pricing on non-euro spend.
*
*ZeroFX is automatically active for all bunq users. bunq Free users can make payments abroad up to €1,000 per year at the standard card FX rate; once that allowance is used in a calendar year, a fee of 1.5% of each further foreign-currency card transaction amount applies. bunq Core, Pro, and Elite users enjoy unlimited foreign payments. See the pricing sheet.
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Terms & Conditions apply
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Terms & Conditions apply
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Terms & Conditions apply
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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Keep exploring practical ways to get more from your money with bunq.
Guides5 minute read
What You Should Know About Foreign Currency Exchange
Learn key points about currency exchange and how bunq simplifies international transactions.
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Learn how currency exchange works and how bunq makes paying abroad simple, transparent, and instant.
News3 minute read
How to Add Money to Your Bank Account
Find quick, easy ways to top up your Bank Account and start managing your money efficiently.