No paperwork
Easily start sharing finances without leaving the house.
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.


Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Create personal or joint Savings Accounts and get interest paid weekly.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Create personal or joint Savings Accounts and get interest paid weekly.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Create personal or joint Savings Accounts and get interest paid weekly.
























Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.

Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.

Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Real reviews from bunq users.
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Federico
I have been a user of Bunq for a couple of years now and I can only say that I’ve loved my experience, over never really encountered any issues and even when I did, I got support right away. The only disappointing thing there is the fact that even while im an Irish resident I am not allowed to trade stocks just because of my nationality which is really sad. I would really appreciate it if BUNQ team is able to change this.

Oduagu
App Store
bunq is a great bank, I can use the card inclusiv credit card to pay worldwide. bunq offers a great service, and great support, I am feally happy with bunq

olivereng20
Real reviews from bunq users.
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Federico
I have been a user of Bunq for a couple of years now and I can only say that I’ve loved my experience, over never really encountered any issues and even when I did, I got support right away. The only disappointing thing there is the fact that even while im an Irish resident I am not allowed to trade stocks just because of my nationality which is really sad. I would really appreciate it if BUNQ team is able to change this.

Oduagu
App Store
bunq is a great bank, I can use the card inclusiv credit card to pay worldwide. bunq offers a great service, and great support, I am feally happy with bunq

olivereng20
Real reviews from bunq users.
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .

Federico
I have been a user of Bunq for a couple of years now and I can only say that I’ve loved my experience, over never really encountered any issues and even when I did, I got support right away. The only disappointing thing there is the fact that even while im an Irish resident I am not allowed to trade stocks just because of my nationality which is really sad. I would really appreciate it if BUNQ team is able to change this.

Oduagu
App Store
bunq is a great bank, I can use the card inclusiv credit card to pay worldwide. bunq offers a great service, and great support, I am feally happy with bunq

olivereng20
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Quick answers to help you pick the right setup and get started.
Quick answers to help you pick the right setup and get started.
Quick answers to help you pick the right setup and get started.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
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How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
These articles are fallbacks when related posts are not loaded from the CMS.

How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
These articles are fallbacks when related posts are not loaded from the CMS.

How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.